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Mortgage Rates Drop to 6.85%: A Glimmer of Hope for Homebuyers

As of June 2025, mortgage rates have seen a slight decrease, bringing the 30-year fixed rate down to 6.85%. This is a positive sign for individuals looking to buy homes in a period marked by economic uncertai...

New Program Launched to Help People Find Stable Homes

Montana has been dealing with a growing housing crisis, with homelessness increasing by 38 percent over the last 15 years. This has made it harder for many to find stable, safe places to live. The lack of a home can l...

Thinking About Refinancing Your Mortgage in Early 2026? Here’s What You Need to Know

As 2026 gets closer, many homeowners who have higher mortgage rates may be wondering if it’s finally a good time to refinance. Here are the main points to consider if you’r...

How to Refinance Your Mortgage in a Rising Rate Environment

With interest rates on the rise, refinancing a mortgage may seem counterintuitive. However, for some homeowners, refinancing still makes good financial sense even as rates increase. The key is acting strategicall...

A Look at the Proposed $25,000 Downpayment Grant for First-Time Homebuyers

The Downpayment Toward Equity Act is a proposed bill aiming to help first-time homebuyers with a grant of up to $25,000.  This money could help cover important costs like a down payment, clos...

Cities Where Homes Sell Fastest and Slowest

Across the United States, selling a home is taking a bit longer than it used to. High prices and high mortgage rates are making buyers hesitate a bit more. Last month, homes for sale stayed on the market for an average of 53 da...

The 10 Best States to Save for a Home Down Payment

Saving up to buy a home can take a long time—sometimes even decades. However, a recent study by ConsumerAffairs reveals that in certain states, it’s much easier and faster to put together a down payment. The ...

7 Surprising Things Your Home Insurance Covers

Although you may think you know all the specifics of your home insurance policy, there's more to it than meets the eye. It is essential to understand the general coverage provided by your plan; however, it may contain cer...

Clinical Trials: Opportunities and Considerations

Clinical trials are essential for developing and improving new drugs, treatments, and medical devices.  They also require willing participants to help researchers assess safety and efficacy. Beyond contributing to me...


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