Explore Home and Housing Insights

Life in Celina, Texas was slow-paced and community-focused, with farmers meeting for coffee and neighbors gathering at church. However, Celina, like many rural towns across America, is changing fast.  On...

The Federal Housing Finance Agency (FHFA) has announced the new limits for conventional home loans that will apply in 2026. These limits help determine the maximum amount you can borrow with most standard home l...

The Neighborhood Homes Investment Act (NHIA) is a new law proposal designed to make buying a home more affordable. If passed, it will provide $16 billion to build or fix up about 400,000 ho...

Buying your first home is a big step, and figuring out how to pay for it can be stressful. But there are special loans designed to make it easier for first-timers.  These loans often require less money up f...

Earlier in the year, two apartment buildings in Chicago, home mostly to elderly people with lower incomes, were about to get a significant makeover to save energy.  The idea was to use a m...

As the baby boomer generation enters retirement age, a larger number of Americans are now over the age of 65. In fact, as of 2020, about 55.8 million people, or one in six, fall into this age group.  However, a recen...

Mortgage rates have recently dropped with hopes of a Federal Reserve rate cut, but they have stayed about the same since then. Experts say rates probably won’t go down much more until at least the end of 2025. So, h...

Pennsylvania has a program designed to help ease housing costs for eligible residents. This program, known as the property or rent tax rebate, offers financial aid of up to $1,000 for qualifyin...

Fannie Mae and Freddie Mac are key players in the American housing market, making buying a house more predictable for homeowners and attractive for those investing in home loans. Basically, they help keep th...