Where Can I Get Help Paying My Water Bill?

Jeffrey Simmons
Published Sep 17, 2025


Having clean water at home is important for drinking, cooking, and keeping clean. But for many older adults with limited income, paying for water and sewer bills can be difficult—about 20% of U.S. households are behind on their water bills.

If you’re struggling to pay and facing a shut-off, help is available. Acting quickly is important.
 

What Should I Do If I’m Behind on My Water Bill?


Here are some steps you can take if you’re at risk of losing your water service:

1. Contact Your Water Company

Call your local water utility company and ask if they have programs to help people who are behind on bills. Many companies have relief programs or list assistance options on their websites.

For example, larger companies like Aqua America may offer programs such as “Aqua Aid” for customers in certain states.

2. Check With Your State’s Utility Commission

Each state has a public utility commission, which may have advice or programs to help you with your bill. You can find your state’s commission using the National Association of Regulatory Utility Commissioners’ website.

3. Reach Out to Nonprofit Organizations

Several nonprofits help people pay their water bills:
 
  • Dollar Energy Fund: This organization offers help in 18 states. You can use their online tool to see if you qualify for assistance by entering your utility company, income, and whether your water has been shut off. If you qualify, you’ll get links to apply for their programs. The amount of help you receive and the rules may vary by state and utility company.
  • Salvation Army: Enter your ZIP code on their website to find the nearest center. Once there, you can look for “Rent, Mortgage and Utility Assistance” or “Emergency Financial Assistance” for help with your bill.
  • United Way: Visit 211.org or dial 2-1-1 to talk to someone for help with utility bills. You can also search online for help based on your location.

Tip: When applying for help, pay attention to requirements like application deadlines and minimum balance amounts. The amount of assistance can vary depending on your location and the specific program.

If you get approved, ensure it's enough to prevent your water from being shut off.

-

Get updates on the latest articles about the housing and rental market. Click here to subscribe!

Related Articles

Stay informed with our latest articles about the housing and rental market.

Thinking About Refinancing Your Mortgage in Early 2026? Here’s What You Need to Know...

As 2026 gets closer, many homeowners who have higher mortgage rates may be wondering if it’s finally a good time to refinance. Here are the main points to consider if you&rsqu...

2026 Conventional Loan Limits: What Homebuyers Need to Know...

The Federal Housing Finance Agency (FHFA) has announced the new limits for conventional home loans that will apply in 2026. These limits help determine the maximum amount you can borrow with most standard hom...

The 10 Best States to Save for a Home Down Payment...

Saving up to buy a home can take a long time—sometimes even decades. However, a recent study by ConsumerAffairs reveals that in certain states, it’s much easier and faster to put together a down payment. T...

How Much Does a Mortgage Cost Each Month After the Federal Reserve’s Interest Rate Cut in October 2025?...

In October 2025, the Federal Reserve lowered interest rates, which had a noticeable effect on the housing market. Many people looking to buy homes or refinance th...

What a 50-Year Mortgage Could Mean for Home Buyers...

The Trump administration has suggested a big change to U.S. housing policy: allowing 50-year mortgages to help people afford homes. Usually, mortgages in the U.S. last for 30 years, but with a 50-year mortgage, the lo...

VA Housing Grants for Disabled Veterans: How to Apply and What to Know...

The Department of Veterans Affairs (VA) offers special housing grants to help veterans with service-related disabilities. These grants are designed to help veterans buy, build, or make changes to a...

Ready to start?

Stay informed with our latest articles about the housing and rental market.
Get home assistance